Purchase or expense
Use a quote or a clearly marked estimate to work out the amount you are requesting.
Business financing referrals · Service businesses
Explore funding for the resources behind your client work.
Service firms may need equipment, project support or operating resources before a client invoice is paid. Describe the expense and the business period it relates to.
How it works
The application process
Application questions
Provide industry, trading history, revenue and approximate personal credit information in the relevant fields.
Before sending
Check the contact information and disclosures, complete number verification and confirm the submission.
Before you decide
When reviewing a provider offer
Quoted amount
Ask whether any fees would be taken out before the funds reach your account.
Total payable
Review the combined repayment obligation rather than judging the offer by one payment.
Conditions attached
Read the requirements for security, reporting and any permitted uses of funds.
Service businesses · funding preparation
The budget behind the request
Explain recurring retainers separately from one-off engagements. The amount invoiced and the date it is expected to be paid can both affect how a financing obligation fits the business.
Possible uses
Business expenses to describe
Office equipment
Computers, secure storage and communications equipment can be part of a planned upgrade. Include setup and migration costs where they apply to the purchase.
Project capacity
A signed engagement may require specialist support or temporary staff before a milestone payment. Connect those costs to the agreed scope of work.
Operating expenses
Payroll, premises and software bills may fall between client receipts. Identify the specific payment gap instead of grouping all future overheads into one figure.
A few things to know
About this referral service
Information sharing and referral payments
Up to five funding partners may receive an application through a paid referral from us. We sell the application and contact information, receive compensation without a funding requirement, and do not collect an application fee from you.
Approval and available terms
Approval cannot be assumed from a successful form submission. Any offer depends on the funding partner’s assessment and the conditions attached to its product.
Provider timing
An equipment delivery date and a financing date may not line up. Ask the provider to confirm its timetable before making a commitment that relies on receiving funds.
Contact consent and mobile verification
Partner contact and information sharing are described in the form and linked policies. Read those details before verifying the number and submitting your business information.
Make a beginning
Start with your business funding request
Begin with the purchase or operating period you need funds to cover, then complete the business questions.